The house may already look complete. The walls are painted. The tiles are clean. The lights are installed. The cabinets are finished. The contractor is requesting the final balance. But before releasing the last payment, ask one important question: Has the contractor completed everything required under the construction agreement? Final payment is one of the homeowner’s strongest remaining protections. Once the full balance has been paid, obtaining corrections, missing documen

Fresh paint, clean tiles, installed lighting fixtures, completed cabinets, and a newly painted facade can make a house look ready for occupancy. But appearance alone does not mean the project is ready for turnover. Before accepting the house, making the final payment, or moving your furniture inside, you must verify whether the structure, finishes, electrical system, plumbing, roofing, waterproofing, drainage, doors, windows, and documents have been properly completed. A prop