Your Lot Is Paid. But It’s Still Empty. Buying a lot is already a major accomplishment. Maybe you saved for years to purchase your property. Maybe you are an OFW who bought land in Cagayan de Oro while working overseas. Or perhaps you bought your lot several years ago with one goal in mind: “Someday, I will build my dream home here.” But years can pass quickly. The lot remains vacant. You continue paying property-related expenses and maintaining the property, while the cost o