OFW Ka? May Lupa Ka Na sa CDO? You worked for years abroad. You saved. You sacrificed time away from your family. Eventually, you were able to buy a lot in Cagayan de Oro. But the property is still empty. Maybe you keep telling yourself: “Pag-uwi ko na lang ako magpapagawa.” Or: “Mahirap magpatayo ng bahay kapag nasa abroad ako.” For many OFWs, this is one of the biggest reasons their dream house remains only a plan. But today, you do not necessarily need to be physically pre