If you’ve ever wondered why a “cheap” quote suddenly becomes expensive halfway through the build, it’s usually not magic—it’s exclusions . These are items that are not included  in the contract price (or are included only as small “allowances”), so the homeowner ends up paying extra later. Here are the 3 most common hidden exclusions that cause budget blowouts—and how to protect yourself. Hidden Exclusion #1: Permits, professional documents, and occupancy requirements Why it