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2026 CDO cost ranges (construction only, ₱/sqm)

Writer: Gabriel Mikael
Gabriel Mikael
Jan 10
3 min read


Tier

What it really means

2026 CDO planning range (₱/sqm)

BARE

“Shell” / rough-in ready (not livable finish)

₱21,000 – ₱26,000 (planning)

BASIC

Livable, simple finishes

₱26,000 – ₱30,000 

STANDARD

Mid-level finishes + better fixture set

₱30,000 – ₱36,000 

PREMIUM

Higher-end finishes/details

₱36,000 – ₱45,000+ 

Legend: 

✅ Included

⚠️ Allowance/limited

❌ Excluded (add-on / owner-supplied)


1) STRUCTURE + SHELL (major scope)

Item

BARE

BASIC

STANDARD

PREMIUM

Mobilization, temporary facilities, safety, site clearing

✅

✅

✅

✅

Earthworks: excavation, backfill, compaction, hauling

✅

✅

✅

✅

Foundation + structural (footings/columns/beams/slab, rebar, formworks)

✅

✅

✅

✅

Roof framing + roofing sheets

✅

✅

✅

✅ (upgraded materials)

Gutters/downspouts

⚠️

✅

✅

✅

Exterior walls (CHB/panel system per plan)

✅

✅

✅

✅

Interior partitions

⚠️ (limited)

✅

✅

✅

Plaster/render (external + internal as specified)

⚠️

✅

✅

✅ (higher finish)

Waterproofing (T&B / balcony / roof deck if any)

❌/⚠️ (minimal)

✅

✅

✅ (higher spec)

Septic tank (basic)

⚠️

✅

✅

✅ (upgrade options)

2) MEP (Plumbing + Electrical)

Item

BARE

BASIC

STANDARD

PREMIUM

Plumbing lines (water + sanitary)

⚠️ (rough-ins only)

✅

✅

✅

Plumbing fixtures (WC, lav, shower set, drains)

❌

✅ (basic set)

✅ (mid set)

✅ (premium set)

Electrical conduits/boxes (rough-ins)

⚠️

✅

✅

✅

Wires, breakers, panel board

❌/⚠️

✅ (basic capacity)

✅ (more circuits)

✅ (higher capacity)

Light fixtures

❌

⚠️ (basic allowance)

✅ (better fixtures)

✅ (designer options)

Outlets/switches count

❌/⚠️

✅ (basic)

✅ (more points)

✅ (more + specialty)

Provision for AC (sleeves/drain/power)

❌

❌/⚠️

⚠️

✅

Water heater provision

❌

❌/⚠️

⚠️

✅

Exhaust fan provisions (T&B/kitchen as needed)

❌

⚠️

✅

✅

3) FINISHES (where budget blowouts happen)

Item

BARE

BASIC

STANDARD

PREMIUM

Floor finish (tiles/vinyl)

❌

✅ (basic ceramic)

✅ (better tile)

✅ (porcelain/engineered)

Wall paint (interior/exterior paint system)

❌

✅ (standard)

✅ (better system)

✅ (premium system)

Ceiling (gypsum/fiber cement + framing)

❌

⚠️ (selected areas)

✅ (most areas)

✅ (with details)

Doors (main + interior)

❌/⚠️

✅ (flush/basic)

✅ (upgraded)

✅ (solid/engineered)

Windows

⚠️ (basic)

✅ (standard aluminum)

✅ (upgraded)

✅ (premium systems)

T&B wall tiles

❌

⚠️ (limited height/areas)

✅

✅ (full height/feature)

Shower enclosure/glass

❌

❌

⚠️

✅

Kitchen counter + sink

❌

⚠️ (basic)

✅ (better)

✅ (premium)

Kitchen cabinets

❌

❌/⚠️ (small allowance)

⚠️ (allowance)

✅ (full built-in scope)

Built-in closets

❌

❌

⚠️

✅

Railings (if 2-storey)

❌/⚠️

✅ (basic)

✅ (better)

✅ (premium)

4) EXTERNAL WORKS (usually excluded unless you force it into scope)

Item

BARE

BASIC

STANDARD

PREMIUM

Carport (roofed)

❌

❌/⚠️

⚠️

✅

Perimeter fence + gate

❌

❌

⚠️

✅

Driveway/walkway concrete

❌

❌/⚠️

⚠️

✅

Landscaping

❌

❌

❌/⚠️

⚠️/✅

Water tank + pump set

❌

❌/⚠️

⚠️

✅

Additional drainage/retaining works (if needed)

❌

❌

❌

❌ (priced separately after site check)

Always clarify these (to avoid “akala ko kasama”)

These are commonly excluded in all tiers unless written in your BOQ/contract:

  • Permits + government fees, processing, signatories

  • Architect/engineer design fees, surveys, soil test (if required)

  • Utility connection fees (water/power/internet)

  • Appliances + furniture

  • Loose items (curtains, mirrors, towel bars unless specified)

  • Major site complications (retaining walls, major drainage fixes) unless assessed and priced

If you want, I’ll convert this into a BOQ-ready checklist (line-item format) for your team: checkbox inclusions + allowance fields + quantity placeholders, matched to your 4 tiers.

 
 
 

CDO 2026 construction cost (BASIC • STANDARD • PREMIUM)

Writer: Gabriel Mikael
Gabriel Mikael
Jan 9
1 min read

Planning ranges (construction only):

Tier

CDO 2026 budget range (₱/sqm)

What it usually means

BASIC

₱25,000–₱30,000

Clean, durable essentials; standard materials/fixtures

STANDARD

₱30,000–₱40,000

Better tiles/fixtures, nicer look, more detail work

PREMIUM

₱35,000–₱60,000+

High-end finishes/custom details; widest variance

These ranges are anchored on recent CDO contractor guidance (e.g., basic ₱25–28k, mid ₱29–33k, high-end ₱34–40k+)  and PH-wide high-end finish bands that often land ₱40–60k/sqm when you go premium/luxury selections.

Quick total budget examples (construction only)

Floor area

BASIC (25–30k)

STANDARD (30–40k)

PREMIUM (35–60k+)

60 sqm

₱1.50M–₱1.80M

₱1.80M–₱2.40M

₱2.10M–₱3.60M+

80 sqm

₱2.00M–₱2.40M

₱2.40M–₱3.20M

₱2.80M–₱4.80M+

100 sqm

₱2.50M–₱3.00M

₱3.00M–₱4.00M

₱3.50M–₱6.00M+

What’s typically INCLUDED (fast checklist)

BASIC

  • Structure + roof + exterior paint

  • Basic electrical & plumbing rough-ins + basic fixtures

  • Standard tiles (common areas), basic doors/windows, basic ceiling (often simple)

STANDARD

  • Upgraded tiles, better ceiling/lighting layout, nicer kitchen/toilet finish level

  • More design detailing (façade lines, trims), better fixture brands (allowances)

PREMIUM

  • Larger-format tiles / premium paint systems / upgraded aluminum & glass

  • Custom cabinetry, higher-end sanitary/lighting, feature walls, more complex rooflines/details (cost jumps fast)


What’s commonly EXCLUDED (don’t get surprised)


  • Land cost

  • design fees

  • permits/processing

  • utility connections

  • fences/gates

  • landscaping

  • furniture/appliances—often outside the “per sqm construction” quote unless stated.


If you tell me floor area + number of storeys + target tier, I’ll compute a one-line budget + contingency that’s tight enough to use for quoting.

CDO 2026 construction cost (BASIC • STANDARD • PREMIUM)
CDO 2026 construction cost (BASIC • STANDARD • PREMIUM)
 
 
 

How much will it cost all-in to build a house?

Writer: Gabriel Mikael
Gabriel Mikael
Jan 9
1 min read

If you only budget for “construction,” you’re setting yourself up for the most painful surprise: the real bill shows up in the extras—permits, siteworks, utility connections, and furniture you need just to live.

Here’s the all-in cost formula smart homeowners use:


All-In = Construction + Permits/Design Fees + Siteworks + Utilities + Furniture/Appliances + Contingency

What usually gets missed:

  • Permits & professional plans (processing + signed/sealed requirements)

  • Siteworks (excavation, backfill, drainage, hauling—this can swing big)

  • Utilities (power/water connection, rough-ins, upgrades, internet conduits)

  • Furniture & essentials (beds, cabinets, curtains, lighting fixtures, appliances)


The solution: stop guessing. Lock floor area + finish tier, then request a BOQ with written inclusions/exclusions. Add a 10–15% contingency so “unexpected” doesn’t break you.


Want a copy-paste All-In Budget Checklist (with line items + allowances)?

Comment/DM “ALL-IN” and I’ll send it.



How much will it cost all-in to build a house?
How much will it cost all-in to build a house?

 
 
 
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