If you own a lot in Cagayan de Oro, your property is more than just vacant land. It is a future home, a family investment, and possibly one of the most important decisions you will make. But many lot owners delay construction because they are unsure where to start. Some are asking, “How much will it cost?” Others are OFWs who want to build in CDO but are worried about managing the process while abroad. The truth is simple: before you build, you need a clear plan. A profession