You already own the lot. Maybe it is fully paid. Maybe you have already saved for years. Maybe you are working abroad and preparing to build your retirement or family home in Cagayan de Oro. Before you choose a contractor, there are four things you should insist on understanding: BUDGET. TIMELINE. TURNOVER. WRITTEN WARRANTY. A beautiful perspective is important. A low quotation can be attractive. But if these four areas are unclear, the project can become difficult long befor