What Finish Level Should I Choose: BARE, Basic, Standard, or Premium? When planning to build a house in Cagayan de Oro, one of the most important decisions is your finish level. Your finish level affects your total construction cost, material quality, timeline, final appearance, comfort, maintenance, and long-term value. Many lot owners ask: “Should I choose BARE, basic, standard, or premium finish?” The answer depends on your budget, lifestyle, target move-in date, family ne