Your Lot Is Paid. But It’s Still Empty. Buying a lot is already a major accomplishment. Maybe you saved for years to purchase your property. Maybe you are an OFW who bought land in Cagayan de Oro while working overseas. Or perhaps you bought your lot several years ago with one goal in mind: “Someday, I will build my dream home here.” But years can pass quickly. The lot remains vacant. You continue paying property-related expenses and maintaining the property, while the cost o

If you already own a lot, the biggest question is simple: “How much will it cost to build my house—total? The most accurate answer comes from breaking your budget into (1) construction cost (2) outside-the-contract costs (3) contingency . This guide gives you a realistic budget range so you can plan without surprises. A safe way to estimate your total budget is: TOTAL BUDGET = Construction Cost + Outside Costs + Contingency Most lot owners should plan: Construction cos