You’re working hard abroad, sending money home every month. Tuition. Groceries. Bills. Emergencies.And maybe, whenever you scroll Facebook or video-call your family, one dream keeps coming back: “Gusto ko na talagang may sariling bahay ang pamilya ko sa Cagayan de Oro.” But then another thought follows: “Kailangan ko bang umuwi bago magsimula magpatayo?”“Pwede ba akong ma-approve sa Pag-IBIG or bank loan kahit nasa abroad ako?” The answer is YES —you can start building even w