You already have a lot in Cagayan de Oro—or you’re about to buy one. Then the big question hits: “Mas practical ba magpatayo ng bahay sa lote ko, o bumili na lang ng ready-for-occupancy (RFO) unit?” It’s a heavy decision. On one side: RFO sounds fast and convenient . On the other: Building on your own lot using Pag-IBIG or bank financing  gives you more control and flexibility . This guide will help you compare build vs buy (RFO)  using four lenses that matter most to real cl

You already have a lot in Cagayan de Oro. Maybe it’s in Uptown, Lumbia, Iponan, or a small subdivision near the city. The next big step is clear: 👉 Build your own house. But one big question is holding you back: “Mas bagay ba sa akin ang Pag-IBIG, o bank financing ang mas okay?” Choosing the wrong loan can mean higher monthly payments, longer delays , and even stalled construction. Choosing the right  one can help you start sooner, stay within budget, and enjoy better ROI  a

If you already own a residential lot, you’re sitting on a golden opportunity. Instead of leaving your land idle, you can transform it...

If you already own a lot, you’re closer than you think to building your dream home. But here’s the catch: The wrong design can lead to...