You already have a lot in Cagayan de Oro. Maybe it’s in Uptown, Lumbia, Iponan, or a small subdivision near the city. The next big step is clear: 👉 Build your own house. But one big question is holding you back: “Mas bagay ba sa akin ang Pag-IBIG, o bank financing ang mas okay?” Choosing the wrong loan can mean higher monthly payments, longer delays , and even stalled construction. Choosing the right  one can help you start sooner, stay within budget, and enjoy better ROI  a

If you already own a residential lot, you’re sitting on a golden opportunity. Instead of leaving your land idle, you can transform it...

If you already own a lot, you’re closer than you think to building your dream home. But here’s the catch: The wrong design can lead to...