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🏦 What is a Housing Loan Through a Bank (and What Are the Requirements)?
A bank housing loan is a financing option offered by private banks to help you buy , build , or renovate a residential property. Unlike...
Gabriel Mikael
Apr 172 min read
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📝 Top Tips for a Successful HDMF (Pag-IBIG) Housing Loan Application
Planning to apply for a Pag-IBIG Housing Loan ? Whether you're building your dream home or buying your first property, it’s important to...
Gabriel Mikael
Apr 162 min read
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🏡 What is an HDMF (Pag-IBIG) Housing Loan and How to Apply for One
If you're planning to build or buy your dream home in the Philippines, you’ve probably heard of Pag-IBIG or the HDMF Housing Loan . But...
Gabriel Mikael
Apr 152 min read
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Summary of the Inspection Process
The inspection process is a critical step in the progressive loan disbursement for a home construction loan. Banks require inspections...
Gabriel Mikael
Apr 144 min read
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Amount you can Borrow
The amount you can borrow for a home construction loan depends on several factors, such as the appraised value of the property , your...
Gabriel Mikael
Apr 134 min read
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Interest Rate
When applying for a home construction loan , understanding the interest rate details is crucial because it directly impacts how much...
Gabriel Mikael
Apr 124 min read
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Loan Eligibility Criteria
Loan eligibility criteria vary depending on the type of loan, the lender’s policies, and the borrower’s financial situation. However,...
Gabriel Mikael
Apr 115 min read
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Loan vs Mortgage
The terms loan and mortgage are often used interchangeably, but they refer to different financial products with distinct...
Gabriel Mikael
Apr 104 min read
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How to Avail Home Mortgage
Getting the best mortgage rate can significantly impact how much you’ll pay over the life of your loan, potentially saving you thousands...
Gabriel Mikael
Apr 94 min read
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Housing Market and Mortgage Lending Trends in the Philippines
The housing market in the Philippines has experienced significant growth over the past decade, driven by increasing urbanization, a...
Gabriel Mikael
Apr 85 min read
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Key Contract Provisions to Check
🔹 1. Project Description & Scope Issue : Vague description of "Year 2025 Residential Units" with no specific quantity, type, or unit...
Gabriel Mikael
Apr 73 min read
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Estimated Construction Cost in Building a House
Building a house in Cagayan de Oro (CDO) can be an exciting but complex process, particularly when it comes to budgeting. In 2024,...
Gabriel Mikael
Apr 73 min read
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Common Sources of Carbon Footprints at Home and How to Reduce Them
With growing concerns about climate change, reducing your carbon footprint at home has become more important than ever. A carbon...
Gabriel Mikael
Apr 65 min read
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🏗️ The Basics and Importance of Approved Plans & Technical Specifications in Construction
🔹 What Are Approved Plans? Approved plans are the final, officially sanctioned architectural and engineering drawings for a...
Gabriel Mikael
Apr 62 min read
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🌀🏡 Curved and Organic Forms: The Soft Side of Modern Home Design
Straight lines and sharp edges have long defined modern architecture and interiors. But in 2025, design is bending in a new direction —...
Gabriel Mikael
Apr 52 min read
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Sustainable Home Building Innovations in Cagayan de Oro: A Green Future
As urban development continues to accelerate in Cagayan de Oro , the construction industry is turning its focus towards sustainable home...
Gabriel Mikael
Apr 53 min read
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How to Reduce Your Carbon Footprint at Home
As climate change becomes a growing concern, many homeowners are looking for ways to reduce their carbon footprint. Reducing your carbon...
Gabriel Mikael
Apr 45 min read
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🧘🏡 Warm Minimalism: The Perfect Balance of Simplicity and Comfort
Minimalism has long been celebrated for its clean lines, clutter-free philosophy, and timeless appeal. But in 2025, minimalism is getting...
Gabriel Mikael
Apr 42 min read
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What are green building options?
Green building options focus on sustainability, energy efficiency, and minimizing environmental impact throughout a building's lifecycle....
Gabriel Mikael
Apr 34 min read
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RESIDENTIAL CONSTRUCTION OVERVIEW
This appendix outlines the general stages and requirements involved in residential construction projects, which may also be used for...
Gabriel Mikael
Mar 251 min read
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