Are you planning to build a house in Cagayan de Oro but afraid your budget might suddenly go over? That fear is valid. Many house construction budgets do not fail during construction. They fail before construction even starts because the planning was unclear from the beginning. The owner has a lot.The dream house is imagined.The contractor gives a price.Everyone gets excited. Then the hidden costs appear. Permits. Site filling. Drainage. Electrical upgrades. Water connection.