Are you planning to build your dream home in Cagayan de Oro but unsure where to start? Owning a lot is a big achievement. But turning that lot into a home is a serious decision that needs proper planning, realistic budgeting, and the right construction team. Many homeowners in CDO start excited, only to face stress later because of unclear quotations, hidden costs, permit delays, poor workmanship, and unrealistic timelines. The painful truth is this: A house becomes expensive