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 “WAITING FOR PERFECT” (It’s not safety. It’s procrastination in disguise.)

Lot owner in Cagayan de Oro, let’s call out the real enemy that’s stealing your house.


Enemy / Bad Habit: “Maghihintay muna ako… pag kumpleto na budget, pag mura na materials, pag perfect na plan.”


That mindset feels responsible. It’s not. It’s the #1 reason you’re still stuck.


1) The popular but ineffective strategy (that keeps you broke and delayed)

Endless canvassing + endless quotes + endless revisions with no BOQ, no fixed scope, no build schedule.You’re “preparing” for months… but you’re not actually moving.


2) Why it’s stupid (logic + numbers, no sugarcoating)

Every month you delay, you pay a “hidden penalty”:

  • Rent penalty: even ₱10,000/month = ₱120,000/year burned. Gone.

  • Price creep penalty: materials and labor don’t wait for your feelings. Small increases compound.

  • Rework penalty: changing plans late = demolition, wasted materials, wasted labor.

  • Opportunity penalty: you delay the one thing that should be building your family’s stability.

So no—waiting isn’t “playing safe. ”Waiting is paying extra for the same house, later.


3) The New Way (the only logical solution)

Stop planning like a dreamer. Start building like an owner.

The Build-Now System:

  1. Lock the scope (floor area + must-haves only)

  2. Make a real BOQ (not “estimate,” not “ballpark”)

  3. Set milestone payments (control the cash flow)

  4. Follow a build schedule (no guessing, no drifting)

  5. Build fast, avoid rework (speed = savings)


You don’t need a “perfect budget. You need a controlled plan.

 Comment BUILD NOW and I’ll send you a simple checklist: “BOQ + Scope Lock + Milestone Payment Plan” so you can start this month—without getting exploited.

WAITING FOR PERFECT
WAITING FOR PERFECT

 
 
 

Ever noticed how “₱___/sqm” sounds affordable… until the “hindi kasama” hits you like a truck?

Cost per sqm is only useful if you’re comparing the same scope. Most quotes differ because one includes essentials (waterproofing, ceilings, better fixtures, siteworks), while another hides them as future add-ons.


Solution (the only safe way to compare):

  • Demand a Written Inclusions/Exclusions Matrix (line-by-line)

  • Require a BOQ-style breakdown (structure, roofing, plumbing, electrical, finishes, siteworks)

  • Standardize the finish tier (Basic / Standard / Premium) before quoting

  • Identify “hidden-cost zones”: permits, excavation/hauling, drainage, waterproofing, septic, electrical upgrades, cabinets

If it’s not written, it’s not included. Period.


Want a copy-paste Inclusions/Exclusions Checklist to expose hidden add-ons fast? Comment/DM “INCLUSIONS”.

What’s the cost per sqm—and what’s included/excluded?
What’s the cost per sqm—and what’s included/excluded?

 
 
 


Tier

What it really means

2026 CDO planning range (₱/sqm)

BARE

“Shell” / rough-in ready (not livable finish)

₱21,000 – ₱26,000 (planning)

BASIC

Livable, simple finishes

₱26,000 – ₱30,000 

STANDARD

Mid-level finishes + better fixture set

₱30,000 – ₱36,000 

PREMIUM

Higher-end finishes/details

₱36,000 – ₱45,000+ 

Legend: 

✅ Included

⚠️ Allowance/limited

❌ Excluded (add-on / owner-supplied)


1) STRUCTURE + SHELL (major scope)

Item

BARE

BASIC

STANDARD

PREMIUM

Mobilization, temporary facilities, safety, site clearing

Earthworks: excavation, backfill, compaction, hauling

Foundation + structural (footings/columns/beams/slab, rebar, formworks)

Roof framing + roofing sheets

✅ (upgraded materials)

Gutters/downspouts

⚠️

Exterior walls (CHB/panel system per plan)

Interior partitions

⚠️ (limited)

Plaster/render (external + internal as specified)

⚠️

✅ (higher finish)

Waterproofing (T&B / balcony / roof deck if any)

❌/⚠️ (minimal)

✅ (higher spec)

Septic tank (basic)

⚠️

✅ (upgrade options)

2) MEP (Plumbing + Electrical)

Item

BARE

BASIC

STANDARD

PREMIUM

Plumbing lines (water + sanitary)

⚠️ (rough-ins only)

Plumbing fixtures (WC, lav, shower set, drains)

✅ (basic set)

✅ (mid set)

✅ (premium set)

Electrical conduits/boxes (rough-ins)

⚠️

Wires, breakers, panel board

❌/⚠️

✅ (basic capacity)

✅ (more circuits)

✅ (higher capacity)

Light fixtures

⚠️ (basic allowance)

✅ (better fixtures)

✅ (designer options)

Outlets/switches count

❌/⚠️

✅ (basic)

✅ (more points)

✅ (more + specialty)

Provision for AC (sleeves/drain/power)

❌/⚠️

⚠️

Water heater provision

❌/⚠️

⚠️

Exhaust fan provisions (T&B/kitchen as needed)

⚠️

3) FINISHES (where budget blowouts happen)

Item

BARE

BASIC

STANDARD

PREMIUM

Floor finish (tiles/vinyl)

✅ (basic ceramic)

✅ (better tile)

✅ (porcelain/engineered)

Wall paint (interior/exterior paint system)

✅ (standard)

✅ (better system)

✅ (premium system)

Ceiling (gypsum/fiber cement + framing)

⚠️ (selected areas)

✅ (most areas)

✅ (with details)

Doors (main + interior)

❌/⚠️

✅ (flush/basic)

✅ (upgraded)

✅ (solid/engineered)

Windows

⚠️ (basic)

✅ (standard aluminum)

✅ (upgraded)

✅ (premium systems)

T&B wall tiles

⚠️ (limited height/areas)

✅ (full height/feature)

Shower enclosure/glass

⚠️

Kitchen counter + sink

⚠️ (basic)

✅ (better)

✅ (premium)

Kitchen cabinets

❌/⚠️ (small allowance)

⚠️ (allowance)

✅ (full built-in scope)

Built-in closets

⚠️

Railings (if 2-storey)

❌/⚠️

✅ (basic)

✅ (better)

✅ (premium)

4) EXTERNAL WORKS (usually excluded unless you force it into scope)

Item

BARE

BASIC

STANDARD

PREMIUM

Carport (roofed)

❌/⚠️

⚠️

Perimeter fence + gate

⚠️

Driveway/walkway concrete

❌/⚠️

⚠️

Landscaping

❌/⚠️

⚠️/✅

Water tank + pump set

❌/⚠️

⚠️

Additional drainage/retaining works (if needed)

❌ (priced separately after site check)

Always clarify these (to avoid “akala ko kasama”)

These are commonly excluded in all tiers unless written in your BOQ/contract:

  • Permits + government fees, processing, signatories

  • Architect/engineer design fees, surveys, soil test (if required)

  • Utility connection fees (water/power/internet)

  • Appliances + furniture

  • Loose items (curtains, mirrors, towel bars unless specified)

  • Major site complications (retaining walls, major drainage fixes) unless assessed and priced

If you want, I’ll convert this into a BOQ-ready checklist (line-item format) for your team: checkbox inclusions + allowance fields + quantity placeholders, matched to your 4 tiers.

 
 
 

Contact Us

Wallpro Systems & Const Inc

2F RPM Bldg. Golden Glow North Commercial Macapagal Rd., Upper Carmen Cagayan de Oro

9000, Philippines

+63917-5156755

OPENING HOURS

Mon - Fri: 8:00 AM - 5:00 PM

Sat: 8:00 AM - 12:00 PM

© 2023 by Wallpro Systems & Construction Inc. All rights reserved.

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