How much will it cost all-in to build a house?
- Gabriel Mikael
- 4 hours ago
- 1 min read
If you only budget for “construction,” you’re setting yourself up for the most painful surprise: the real bill shows up in the extras—permits, siteworks, utility connections, and furniture you need just to live.
Here’s the all-in cost formula smart homeowners use:
All-In = Construction + Permits/Design Fees + Siteworks + Utilities + Furniture/Appliances + Contingency
What usually gets missed:
Permits & professional plans (processing + signed/sealed requirements)
Siteworks (excavation, backfill, drainage, hauling—this can swing big)
Utilities (power/water connection, rough-ins, upgrades, internet conduits)
Furniture & essentials (beds, cabinets, curtains, lighting fixtures, appliances)
The solution: stop guessing. Lock floor area + finish tier, then request a BOQ with written inclusions/exclusions. Add a 10–15% contingency so “unexpected” doesn’t break you.
Want a copy-paste All-In Budget Checklist (with line items + allowances)?
Comment/DM “ALL-IN” and I’ll send it.
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